Why Choose Okay PSD2 SCA?

Effortless PSD2 Compliance
Easily meet the dynamic linking and strong authentication requirements set by PSD2. Okay PSD2 SCA ensures your business stays compliant with the latest regulations, reducing the risk of non-compliance penalties.

Seamless SDK Integration for Fast Deployment
Implement strong customer authentication with minimal development effort. Our SDKs for iOS and Android, React Native and Flutter allow for easy integration no matter what framework your app is created with, enabling a fast time-to-market and seamless user experiences.

Biometric Authentication for Seamless User Experiences
Enhance security and convenience with biometric authentication. Depending on your risk thresholds, choose between smartphone biometrics or onboarding-captured data. This flexibility ensures secure, frictionless transactions tailored to your business’s needs. The Okay ACS SDK ensures smooth integration for a seamless user journey.

Multichannel Authentication for Flexibility
Support a variety of authentication methods, including biometrics, PINs, and more, across different devices. Okay PSD2 SCA provides the flexibility to meet your customers’ preferences while ensuring security.

Resilient Fallback Mechanisms
Ensure uninterrupted service with robust backup authentication methods, such as voice call verification. These fallback solutions enhance system resilience and protect your business from authentication failures.

Versatile Onboarding Solutions
No matter how your customers interact with your business, Okay KYC has you covered. From app-based and PC-based onboarding to document-driven workflows, our platform adapts to meet all onboarding scenarios. Flexible and future-proof, Okay KYC ensures smooth implementation across multiple channels.
Robust Security Against Evolving Threats
Protect your app and users from a wide range of security threats. Okay PSD2 SCA employs advanced security mechanisms to defend against:
Root-Level Malware and Reverse Engineering

Our solution includes obfuscation and tamper-resistance measures, such as honeypots and multiple integrity tests, to prevent malware from reverse-engineering or modifying your app's functionality.
Root-Level Malware and Reverse Engineering
Network Attacks

We ensure the authenticity, integrity, and confidentiality of all transaction data, protecting against man-in-the-middle attacks and maintaining dynamic linking throughout the SCA process.
Network Attacks
Innovative Malware Threats

Our advanced security measures are designed to protect against new forms of malware, ensuring your app remains secure against emerging threats.
Innovative Malware Threats
Overlay and Accessibility Attacks

Active and passive overlay detection mechanisms—including server-side screenshot analysis and detection of floating windows—protect against attacks that attempt to trick users with fraudulent interfaces.
Overlay and Accessibility Attacks
Local Storage Attacks

Continuous encryption and secure storage prevent keys and sensitive information from being extracted from the app.